Privacy Policy

We collect information that you provide directly to us when you use our website or submit a loan request. When you complete our request form, we collect the following personal information:

• First and last name
• Postal address
• Phone number
• Requested loan amount

We also collect certain information automatically when you visit our site, including your IP address, browser type, device information, pages viewed, and referring URLs. This technical data is used for security, analytics, and advertising purposes.

We use the information we collect to operate, maintain, and improve our services. Specifically, we use your information to:

• Process and forward your loan request to our network of lending partners
• Match you with lenders that may offer you a loan
• Contact you about your request by phone, email, or SMS
• Verify your identity and the information you submit
• Detect and prevent fraud, abuse, and unauthorized activity
• Comply with our legal and regulatory obligations
• Analyze site traffic and measure the performance of our advertising

LessCreditLoan.com is not a lender. We are a lead-generation service that connects consumers with lending partners. When you submit a request, we share the personal information you provide with one or more lending partners so they can evaluate your request and, if approved, present you with a loan offer.

We may also share information with service providers who perform work on our behalf (such as hosting, analytics, and email delivery), with advertising platforms (described below), and when required by law or to protect our rights.

We advertise on Google and other third-party platforms. These platforms may use cookies, mobile identifiers, and similar technologies to serve and measure ads, and to understand how you interact with our site after clicking an ad.

For Google Ads specifically:

• Google uses cookies to store information about your visits to this and other sites so it can serve ads based on your interests.
• You can opt out of personalized advertising by visiting Google’s Ads Settings at https://www.google.com/settings/ads.
• Google’s advertising requirements and the Digital Advertising Alliance principles do not require opt-out mechanisms on mobile app screens that are uniquely designed for kids, and we do not knowingly market to children under 13.
• We do not combine the personal information you submit on our request form with information collected through Google’s advertising cookies to identify you personally for ad targeting.

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites. This allows us and our partners to measure the effectiveness of advertising campaigns and to show you ads that may be more relevant to you.

For more information about how Google uses data when you use our site, visit https://policies.google.com/technologies/partner-sites.

We use cookies and similar technologies to operate the site, remember your preferences, analyze traffic, and serve advertising. Cookies are small files stored on your device. You can control cookies through your browser settings; disabling them may affect site functionality.

Where required by law, we ask for your consent before setting non-essential cookies, including advertising and analytics cookies. You can manage your cookie preferences at any time using the “Cookie settings” link in our footer.

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, to comply with our legal obligations, to resolve disputes, and to enforce our agreements. Loan request data is typically retained for the period required by applicable law and our lending partners’ requirements.

Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, to opt out of the sale or sharing of your information, and to limit the use of your sensitive personal information. To exercise any of these rights, contact us using the details below.

We use industry-standard safeguards, including 256-bit SSL encryption on form submissions, to protect your information. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from children under 13 (or the applicable age in your jurisdiction). If you believe we have collected information from a child, contact us and we will delete it.

We may update this Privacy Policy from time to time. When we do, we will revise the “last updated” date at the top of this page. We encourage you to review this page periodically.

If you have questions about this Privacy Policy or our data practices, please contact us:

• Less Credit Loan, LLC
• 611 H St NW, Washington, DC 20001
• Phone: (202) 202-8826
• Email: info@lesscreditloan.com